BTC, ETH & PAXG DCA Calculator
See what recurring Bitcoin, Ethereum, or PAXG buys might have returned using stored Chainlink prices and a 0.5% fee assumption per buy (LI.FI plus CoinOperated). Adjust the amount, cadence, and dates, then start a real plan from the same settings.
Minimum $5, in $5 steps · about $3,650.00/year at this cadence.
- Total invested
- $2,960.00
- Buys
- 296
- BTC accumulated
- 0.04046119
- Current value
- $3,312.02
- ROI
- +11.9%
- Avg cost vs price
- $73,156.53 / $81,856.80
- Lump-sum ROI
- -7.0%
- Portfolio value
- Invested
- Lump sum
Price data: Chainlink rounds, through 2026-10-23.
Results are hypothetical and for illustration only. Past performance does not guarantee future results. This is not financial advice.
Your results explained
Buying $10.00 of Bitcoin daily from Jan 1, 2026 to Oct 23, 2026 would have invested $2,960.00 and accumulated 0.04046119 BTC worth $3,312.02 (+11.9%) at Oct 23, 2026 prices, assuming a 0.5% combined fee per buy.
Buying $10.00 of Ethereum daily from Jan 1, 2026 to Oct 23, 2026 would have invested $2,960.00 and accumulated 1.362706 ETH worth $3,273.32 (+10.6%) at Oct 23, 2026 prices, assuming a 0.5% combined fee per buy.
Buying $10.00 of PAXG daily from Jan 1, 2026 to Oct 23, 2026 would have invested $2,960.00 and accumulated 0.656296 PAXG worth $2,641.75 (-10.8%) at Oct 23, 2026 prices, assuming a 0.5% combined fee per buy.
| Year | Invested | Cumulative | Coins bought | Value at year end | ROI to date |
|---|---|---|---|---|---|
| 2026 | $2,960.00 | $2,960.00 | 0.04046119 | $3,312.02 | +11.9% |
How dollar-cost averaging works
Dollar-cost averaging spreads purchases over time instead of betting on a single price. You choose how much to spend each period; the calculator shows how many coins that would have bought at the Chainlink price then.
CoinOperated runs the same idea onchain: you fund USDC on Arc, sign a spending permission once, and swaps route through LI.FI while you are offline. Hourly, twice-daily, daily, weekly, biweekly, and monthly schedules use the stored round at each buy.
Daily vs weekly vs monthly: does cadence matter?
The table below keeps the same total budget as your scenario and spreads it across daily, weekly, biweekly, and monthly buys.
| Cadence | Buys | Invested | Coins | Value | ROI | Avg cost |
|---|---|---|---|---|---|---|
| Once a day | 296 | $2,960.00 | 0.04046119 | $3,312.02 | +11.9% | $73,156.53 |
| Every week | 43 | $2,960.00 | 0.04034336 | $3,302.38 | +11.6% | $73,370.18 |
| Every 2 weeks | 22 | $2,960.00 | 0.04001478 | $3,275.48 | +10.7% | $73,972.67 |
| Every month | 10 | $2,960.00 | 0.04030557 | $3,299.29 | +11.5% | $73,438.97 |
Methodology & data
Each simulated buy uses Bitcoin's USD price from the latest stored Chainlink round at or before that instant. Coins bought = amount × (1 − 0.5%) ÷ price. Current value = coins × latest price. Average cost = total invested ÷ coins. Lump sum deploys the same total invested at the first scheduled price. The 0.5% fee models LI.FI and CoinOperated percentage fees only; gas and bridge costs are not included.
Turn this backtest into a real plan
Non-custodial: buys run from your own passkey 1Shot wallet, even while you are offline. Onboard into USDC on Arc with 0 fees, swaps are routed via LI.FI, and coins go to your 1Shot wallet or an external wallet. Plans start at $5.
Start a $10 once a day planFAQ
Is this calculator free, and do I need an account?
Yes. It is free, and you do not need an account or a wallet to run a backtest.
Are these real returns?
No. Results are hypothetical, based on stored Chainlink rounds and a fixed 0.5% fee assumption per buy. Past performance does not guarantee future results.
Where does the price data come from?
CoinOperated stores Chainlink USD rounds in its database. Each simulated buy uses the latest round at or before that time. The methodology section explains the fee.
Does buying weekly beat buying daily?
Over long periods the totals are usually close when you keep the same overall budget. More frequent buys smooth your average entry price, but neither schedule is guaranteed to do better.
Can I run this schedule automatically?
Yes. CoinOperated runs recurring BTC, ETH, or PAXG buys from your non-custodial passkey 1Shot wallet, even while you are offline, starting at $5 per period. Onboarding into USDC on Arc has 0 fees, and swaps are routed via LI.FI.
Who holds the coins?
You do. Coins go to your 1Shot wallet or to an external wallet you choose.
Results are hypothetical and for illustration only. Past performance does not guarantee future results. This is not financial advice. Actual purchases may differ due to prices at execution, network fees, swap slippage, and routing.